Claim Pension Credit and You Get the Winter Fuel Payment

Energy bills are still, on average, 50% higher than pre-crisis levels. A little extra help to afford bills will make a huge difference this winter.

As announced by the government, this year those not on Pension Credit or other means-tested benefits will no longer get the Winter Fuel Payment, worth between £100 and £300.

Pension Credit is for pensionable age individuals to help top up income. It is an important entitlement as it gives access to a list of other benefits, including the Winter Fuel Payment.

You have until the 21 December 2024 to make a claim for Pension Credit and to receive the Winter Fuel Payment this Winter. Call the Advicelink Cymru Helpline to get started – lines are open from Monday to Friday between 9am to 5pm.

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Am I entitled to Pension Credit?

You could be entitled to receive extra financial support if:

  • You’ve reached state pension age – 66 years old for men and women
  • and your weekly income is less than £218.15 (single household) or less than £332.95 (couple household)

OR

  • You reached state pension age before 6 April 2016
  • and you saved some money for retirement, for example from a workplace or personal pension.

You might only qualify for a small amount of Pension Credit, but it is still worth checking as it might give you access to further support schemes, such as the Winter Fuel Payment.

Pension Credit Calculator

Everything that Pension Credit could give you access to:

  •  £300 Winter Fuel Payment

  • £1,670 Council Tax Reduction 

  • £73.50 Free NHS Dental Treatment 

  • £169.50 Free TV license

  • £160 Water Bill Payment

  • £915 Support for Mortgage Interest

  • £200 Broadband

  • £64 NHS Optical Voucher

If you claim Pension Credit today, you could increase your annual income by £3,552.

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What Pension Credit Could Mean for your Pocket

Below is an example of how Pension Credit can impact your finances. Mrs Jones and Mrs Smith are examples of older people in Wales, both living in Swansea. Mrs Jones claims Pension Credit whilst Mrs Smith does not and therefore does not get any of the additional benefits.

Mrs Smith

Mrs Smith is a 75-year-old woman who lives alone in her home she owns in Swansea.

  • Workplace pension: £4,867
  • State pension: £4,407
  • Pension Credit: Not claimed
    TOTAL: £9,274

Mrs Jones

Mrs Jones is a 75-year-old woman who lives alone in her home she owns in Swansea.

  • Workplace pension: £4,867
  • State pension: £4,407
  • Pension Credit: £2,069
    TOTAL: £11,343
  • Total of additional benefits from receiving Pension Credit: £3,552
    TOTAL, including all possible extras: £14,895

Claim Pension Credit Today

There are 50,000 people in Wales not claiming Pension Credit who could be.

You have until the 21 December 2024 to make a claim for Pension Credit and to receive the Winter Fuel Payment this Winter. Call the Advicelink Cymru Helpline to get started.

If you would prefer to speak to Care & Repair for advice first, you can contact your local Care & Repair Agency — use the contact button below.

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